When it comes to affluence, some of the most prosperous communities in the U.S. aren’t found in bustling downtowns but in the serene, tree-lined suburbs surrounding major metropolitan areas. These exclusive enclaves boast sky-high incomes, multimillion-dollar homes, and a lifestyle of luxury just minutes from urban centers. Here’s a look at the wealthiest suburbs in each of the 20 largest U.S. metro areas.
New York: Scarsdale
Scarsdale stands as the wealthiest suburb in America, with an average household income of $601,193 as of 2023. The typical home here is valued at a staggering $1.6 million, reflecting its status as a haven for executives, financiers, and old-money families. Known for its top-tier schools and manicured estates, this Westchester County gem epitomizes suburban prestige.
Los Angeles: Palos Verdes Estates
While Beverly Hills often steals the spotlight, Palos Verdes Estates is actually L.A.’s wealthiest suburb—and the 11th richest in the nation. With an average household income of $367,178 and home values averaging $2.8 million, this coastal enclave offers breathtaking ocean views, sprawling estates, and an air of exclusivity.
Chicago: Hinsdale
Though Chicago’s North Shore garners much attention, Hinsdale, located to the west, claims the title of the city’s wealthiest suburb—and the eighth wealthiest in the U.S. Residents enjoy an average household income of $376,366, with homes typically valued at $1.3 million. Its charming downtown and historic architecture make it a magnet for affluent families.
Dallas-Fort Worth: University Park
Named for Southern Methodist University, University Park ranks as the sixth-wealthiest suburb in the country. The average household earns $389,868 annually, while home values hover around $2.4 million. This meticulously maintained community is a favorite among Dallas’s elite.
Houston: West University Place
Affectionately known as “West U,” this Houston suburb is the third wealthiest in the nation, with an average household income of $409,677. Despite its proximity to Rice University and downtown Houston, it retains a small-town feel, with homes averaging $1.1 million.
Washington, D.C.: McLean
McLean, Virginia, is the most affluent suburb of the nation’s capital, ranking 12th nationally. Home to diplomats, politicians, and high-powered consultants, it boasts an average household income of $364,591 and median home values of $1.7 million. Its proximity to D.C. and top-tier schools make it a perennial favorite.
Philadelphia: Ardmore
Ardmore, part of the prestigious Main Line, may not crack the top 50 wealthiest suburbs nationwide, but its residents are far from struggling. With an average income of $161,029 and home prices around $527,016, it remains one of Philly’s most desirable suburban addresses.
Atlanta: Milton
A relatively young city incorporated in 2006, Milton is Atlanta’s wealthiest suburb, though it doesn’t rank among the top 50 nationally. The average household earns $225,532, and homes are valued at nearly $1 million, offering a mix of equestrian estates and luxury subdivisions.
Miami: Pinecrest
South of Miami, Pinecrest flies under the radar as the 21st wealthiest suburb in the U.S. Households here earn an average of $312,591, and homes are valued at $2.4 million, thanks to lush landscapes and palatial residences.
Phoenix: Scottsdale
Though technically a city in its own right, Scottsdale functions as Phoenix’s most affluent suburb. While it doesn’t make the national top 50, its average household income of $168,679 and median home value of $946,327 reflect its appeal to retirees, golf enthusiasts, and luxury seekers.
Boston: Wellesley
Home to Wellesley College and Babson College, this Boston suburb ranks as the 10th wealthiest in the U.S. Residents enjoy an average income of $368,179, with homes typically worth $2.1 million. Its New England charm and elite education options make it a perennial favorite.
San Francisco: Alamo
East of San Francisco in Contra Costa County, Alamo is the fifth wealthiest suburb in America. With an average household income of $403,334 and home values at $2.5 million, it offers a tranquil, upscale escape from Bay Area hustle.
Riverside-San Bernardino: Eastvale
Once dairy farmland, Eastvale was incorporated in 2010 and now stands as the Inland Empire’s most affluent suburb. Households earn an average of $177,404, with homes priced around $965,438—proof of Southern California’s expanding luxury market.
Detroit: Birmingham
While Grosse Pointe may be more famous, Birmingham is Detroit’s wealthiest suburb, with an average income of $240,711 and home values of $822,581. Its walkable downtown and high-end shopping make it a preferred enclave for metro Detroit’s elite.
Seattle: Mercer Island
This island suburb east of Seattle ranks as the 29th wealthiest in the U.S. Residents earn an average of $303,425, and homes are valued at $2.5 million, offering privacy, top schools, and stunning waterfront properties.
Minneapolis-Saint Paul: Edina
One of the Twin Cities’ earliest suburbs, Edina remains its most affluent, with an average household income of $205,682 and home values of $785,567. Though not in the national top 50, its strong schools and upscale amenities keep it highly desirable.
San Diego: Solana Beach
With average home values at $2.6 million, Solana Beach is one of the most expensive suburbs in America, though household incomes average a more modest $216,465. Its coastal location and relaxed luxury vibe make it a prime destination.
Tampa-St. Petersburg: Keystone
A lesser-known gem, Keystone is Tampa Bay’s wealthiest suburb, with an average income of $199,755. Surprisingly, home values are relatively low at $277,636, making it an outlier among these high-priced communities.
Denver: Greenwood Village
Settled by gold prospectors, Greenwood Village lives up to its legacy as Denver’s wealthiest suburb. Households earn an average of $258,780, and homes are valued at $1.6 million, offering a mix of modern estates and scenic open spaces.
Baltimore: Annapolis Neck
Technically a suburb of Annapolis rather than Baltimore, this waterfront community boasts an average income of $240,059 and home values of $665,302. Its nautical charm and proximity to D.C. make it a quiet retreat for the affluent.
Final Thoughts
From Scarsdale’s old-money grandeur to Alamo’s Bay Area prestige, these suburbs represent the pinnacle of American affluence. Whether driven by top schools, privacy, or proximity to urban centers, they offer a lifestyle of luxury that continues to attract the nation’s wealthiest families.
Would you live in one of these elite communities? Let us know in the comments!
